Statement on the Use of Artificial Intelligence

 The reserve fund management guides and companion workbooks were developed under the direction of D.H. Horch, drawing on his experience in association governance and financial management.

ChatGPT assisted with research, organization, drafting, revision, workbook design and formulas, financial analysis, and consistency checks. Superhuman (Grammarly) assisted with copy editing. Google Gemini and Microsoft Copilot were used for additional review and quality assurance.

AI-generated material required independent review and, in some instances, substantial corrections. The author directed the work, made the final decisions, and accepts responsibility for the published content.

This website was developed by Dwight Horch using Google Sites, with assistance from ChatGPT.